Every Dec 31 for the past 3 years, I sit in Killiney Kopitiam in Siglap and plan the direction of the coming year with my now-wife.

The Dec 31 that just passed was no different, although it had been a little rushed as we had been in church the entire morning and afternoon.

It took me another day to finish planning my direction and habits for the new year. Though I haven't fully reflected on every aspect of the plan yet, I will continue to do so in the coming days, the past few having been taken up with training (schools are starting really early this year!)

So what do I plan for? Six aspects of my life - 3 goals and 3 habits per aspect.

1) Financial

2) Family / Relationships

3) Business

4) Health

5) Personal Development

6) Spiritual

Generally, I'm not much of a planner. I like to take things as they come, when they come. However, I have found that having an overall direction really helps in using my time and resources more efficiently and effectively.

There are many things that I intend to accomplish by the end of 2018 and I will be reviewing my goals once every quarter, making changes and updating them as necessary.

I hope that this will inspire you to reflect on the past year and map a direction for this coming one. I wish you a fruitful and eventful 2018!